Our offer
Senior loans
- Maturity: 2 to 5 years
- Amount: between €150K and €5M
- Currency: Loans in local currency, € and USD
Guarantees
The Foundation offers various guarantees to meet the needs of the organization and the lending bank.
Technical assistance
The Foundation offers technical assistance aimed at strengthening the operational capacities of organizations.
Investment Fund advisory
The Foundation advises investment funds on equity and debt securities transactions.
Our Criteria
Social mission
- Promote access to essential services, particularly for women and/or rural populations
- Offer suitable financial and non-financial services
- Respect the principles of social performance
Geographic areas
- Sub-Saharan Africa
- North Africa and the Middle East
- South and Southeast Asia
- Central Asia and the Caucasus Region
- Eastern and Central Europe
Sustainable model
- 2 years of existence (min.) with audited financial statements
- Portfolio of +650 K€
- Efficient information management system
- Appropriate internal control
- Effective governance
Financial ratios
- Portfolio at risk: PAR30 + R:< 5%
- Viability: OSS>100% or ROA>0%
- Debt: D/E < 5 or CAR according to regulations
*African Facility has specific ratios